Zurich's purchase of the Macquarie Life risk business in 2016 had financial advisers curious as to how clients would best benefit from the newly-formed partnership.

The insurer responded to the demands of increased affordability and value for money in several ways: providing generous term and TPD rate reductions; simplifying the eligibility for its SmartValue bundling discount; and the introduction of the Zlife mobile app.

Its Wealth Protection suite now has more flexibility and options for tailoring advice too with the new Super Optimiser facility; four fresh definitions of TPD; new assessment metrics; a new business expense policy which offers key person cover, and plenty more improvements.

Read the article here for more.