Saul Eslake has over 25 years' experience as a financial markets economist, including five years as Chief Economist at McIntosh Securities (1986-91), four years as Chief Economist (International) at National Mutual Funds Management (1991-95) and fourteen years as Chief Economist at the Australia & New Zealand Banking Group (ANZ), one of Australia's four large commercial banks (1995-2009). Upon leaving ANZ Saul took up part-time roles as Director of the Productivity Growth program at the Grattan Institute, a non-aligned public policy 'think tank', and as an advisor in Pricewaterhouse-Coopers' Economics and Policy Practice, as well as writing regular columns for the Melbourne Age and Launceston Examiner newspapers and a number of professional magazines, and serving on a number of boards and government advisory bodies. In December 2011, Saul returned to the financial markets as Chief Economist of Bank of America Aca,-aoe Merrill Lynch Australia.