Biggest risk to retirement portfolios could be complacency
- After equity markets have a good run, it is tempting to downplay the risk, skew towards riskier growth assets and stray from a long-term plan
- There is a way to incorporate equities as part of a long-term plan that importantly, adheres to the risk profiles of many retirees.
- Equity income is a subset of equities investing that can provide capital growth potential with a preservation focus