There is a lot to consider when selecting the best income protection policy for your client.
Since 1 October 2021, one of the most important considerations has become whether to maintain an 'own occupation' definition for the duration of a claim, or to switch from 'own occupation' to 'any occupation' after two years.
When comparing policies, financial advisers must be aware of the implications of reverting to an 'any occupation' definition, MetLife head of advice strategy Dr Jeffrey Scott says.
Find out more in the article.