Zurich's purchase of the Macquarie Life risk business in 2016 had financial advisers curious as to how clients would best benefit from the newly-formed partnership.
The insurer responded to the demands of increased affordability and value for money in several ways: providing generous term and TPD rate reductions; simplifying the eligibility for its SmartValue bundling discount; and the introduction of the Zlife mobile app.
Its Wealth Protection suite now has more flexibility and options for tailoring advice too with the new Super Optimiser facility; four fresh definitions of TPD; new assessment metrics; a new business expense policy which offers key person cover, and plenty more improvements.
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