Richard specialises in the regulation and distribution of financial services and products and has broad industry experience covering all types of financial products, including superannuation, insurance and managed funds. He is an acknowledged expert on financial services regulation (FSR) and anti-money laundering (AML). His clients include many of the major financial institutions and distribution groups in Australia, as well as a number of international fund mangers and insurance companies and intermediaries. Richard has been an active contributor to submissions on FSR, AML and the Australian Consumer Law, by industry bodies such as the Financial Services Council, and the firm.